Let’s be real, moving is no one’s favorite pastime. First, it starts with decluttering (and realizing how much stuff you own), then consolidating, donating and selling, after that it’s packing your entire life into a handful of boxes. In most cases, a lot of boxes. It’s stressful, time-consuming and expensive.
According to the U.S. Census Bureau, the average American moves 11.7 times in their lifetime. That’s 11.7 opportunities for you to accidentally drop your glass table or scratch your new Samsung Frame TV as you load it into your moving truck.
The answer? Investing in Lemonade renters insurance. The right insurance coverage can make your move that much more stress-free if something unfortunate happens. Because let’s be real — things do happen.
A Lemonade renters insurance policy starts at as low as just $5 per month, but your policy price (also known as a “premium”) will be affected by the coverage amounts you choose, among other factors.
Note: If you hire a professional moving company your personal renters or homeowners insurance policy might not extend to those third-party movers. However, the moving company themselves should likely offer a few alternatives to help protect your valuables.
What does Lemonade renters’ insurance cover?
Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others. Also, if your home becomes unlivable due to certain types of damage we’ll help cover the costs of temporary living arrangements.
For example, if someone happens to steal an item out of your moving truck while you are unloading, Lemonade will cover that loss
What’s not covered?
It covers a lot, but not everything. A few things that aren’t: your roommate’s stuff, damage caused by floods, and liability for dog bites (if your dog is considered a high-risk breed).
How do I file a claim?
Very easily, just open the Lemonade app and hit the ‘Claim’ button. They’ll guide you through the process from there.
I already have a policy with another company — can I switch?
Yes! Once you sign up with Lemonade, they’ll send your previous insurer a formal notice. Once they get it, they should cancel the remainder of your policy term and refund you for any outstanding payments.
Can I make changes to my policy after I purchase it?
Of course! Once you purchase your policy, simply open up the Lemonade app or access your account here. Select your policy and edit your coverage amounts to reflect your needs, or add extra coverage from the Add-ons section.
For even more assistance during your next move, consider checking out Lemonade’s moving checklist.
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